Update: Hurricane Matthew NFIP Proof Of Loss Deadline Extended

Victims of Hurricane Matthew have some additional time to file their Proof of Loss statements with the National Flood Insurance Program (NFIP).

The deadline extension was announced by David I. Maurstad, the Assistant Administrator for Federal Insurance and Mitigation Administration, to professionals involved in coordinating benefits.

In the announcement, Maurstad said:

“The Standard Flood Insurance Policy (SFIP) requires a policyholder to send the insurer a complete, signed, and sworn proof of loss within sixty (60) days after the date of loss. Given that Hurricane Matthew caused significant widespread flooding in the impacted areas of Florida, North Carolina, Georgia, South Carolina, and Virginia, FEMA is concerned that this deadline may present an undue burden on policyholders.

“In order to support the needs of policyholders affected by Hurricane Matthew, I hereby issue a limited waiver of the 60-day proof of loss requirement by extending the period by an additional 60 days. With this extension, a National Flood Insurance Program (NFIP) policyholder will have a total of 120 days following the date of loss to provide the completed, signed, and sworn-to proof of loss to the insurer. FEMA issues this waiver pursuant to 44 CFR 61.13(d) and the SFIP2 . This waiver does not alter any other terms or conditions of the NFIP.

“This waiver applies to all NFIP claims associated with the following FICO numbers: 680 (Florida), 681 (North Carolina), 356 (Georgia), 357 (South Carolina), and 358 (Virginia).”

News of the deadline extension has been eagerly awaited by those affected by Hurricane Matthew, many of who are still in the process of gathering information for their claims.

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